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(USAA) For all the talk about tax changes at the end of 2012, many people are still left wondering what it means for them.

” ‘Is it a big deal? Or is it business as usual?’ are questions I’m hearing,” says Scott Halliwell, Certified Financial Planner practitioner with USAA.

“While many issues were resolved, a lot of taxpayers still aren’t sure how their tax returns and deductions are affected,” he says.

If you’re one of those people, brush up on these 13 deductions before tackling your tax return. They are worth reviewing, as they could lower your tax bill.

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